Terms and conditions

Introduction

Welcome to ECIAIGroup. These Terms and Conditions govern your use of our website and the services we provide. By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website or services.

1. Definitions

• “Company” refers to ECIAIGroup, including its affiliates and subsidiaries.
• “Website” refers to www.eciaigroup.com and any other online properties operated by ECIAIGroup.
• “Services” refers to all financial and other services provided by ECIAIGroup.

2. Acceptance of Terms

By accessing or using our Website and Services, you agree to these Terms and Conditions. We may update these terms from time to time, and any changes will be effective upon posting on the Website. Your continued use of the Website or Services constitutes your acceptance of the revised terms.

3. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use our Website and Services. By using our Website and Services, you represent and warrant that you meet these age requirements.

4. Use of Services

• Account Registration: To access certain features of our Services, you may be required to create an account. You agree to provide accurate and complete information and to update your information as necessary to keep it accurate.
• User Responsibilities: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

5. Intellectual Property

• Ownership: All content, including text, graphics, logos, images, and software, on the Website is the property of ECIAIGroup or its licensors and is protected by copyright, trademark, and other intellectual property laws.
• License: You are granted a limited, non-exclusive, non-transferable license to access and use the Website and Services for your personal use. You may not reproduce, distribute, or create derivative works from any content on the Website without our express written permission.

6. Prohibited Conduct

You agree not to:

• Use the Website or Services for any unlawful purpose or in violation of any applicable laws or regulations.
• Engage in any activity that interferes with or disrupts the Website or Services, or that imposes an unreasonable burden on our infrastructure.
• Attempt to gain unauthorized access to any part of the Website or Services, or to other users’ accounts.
• Use the Website or Services to transmit any harmful or malicious code, such as viruses or malware.

7. Disclaimers

• No Warranty: The Website and Services are provided “as is” and “as available,” without any warranties of any kind, either express or implied. We do not warrant that the Website or Services will be uninterrupted, error-free, or free of viruses or other harmful components.
• Limitation of Liability: To the fullest extent permitted by law, ECIAIGroup shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website or Services, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold harmless ECIAIGroup, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Website or Services, or your violation of these Terms and Conditions.

9. Termination

We reserve the right to suspend or terminate your access to the Website and Services at our sole discretion, without prior notice, for any reason, including if we believe you have violated these Terms and Conditions.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which ECIAIGroup operates, without regard to its conflict of law principles. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction.

11. Miscellaneous

• Entire Agreement: These Terms and Conditions constitute the entire agreement between you and ECIAIGroup regarding your use of the Website and Services and supersede all prior agreements and understandings.
• Severability: If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
• Waiver: Our failure to enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision.